Form 16 Tax Calculator — Old vs New Regime FY 2025-26

Enter Form 16 data and compare tax under Old vs New regime FY 2025-26. Shows exact refund or tax due. All deductions — 80C, 80D, HRA, home loan. Free, no signup.

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Form 16 Tax Calculator — Old vs New Regime FY 2025-26 workspaceProcesses input in your browser

📊 FY 2025-26🆚 Old vs New Regime💰 Refund/Due Calculator🔒 100% Private⚡ Instant

📋 How to use: Enter values from your Form 16 Part A (TDS details) and Part B (salary breakup + deductions). The calculator shows your exact tax liability under both regimes and whether you get a refund or owe more tax.

💼 Part B — Salary Details (from Form 16)

Gross Salary (before any deduction)

Total CTC received — from 'Gross Salary' in Form 16 Part B

HRA (House Rent Allowance)

HRA component in salary — for old regime exemption

LTA (Leave Travel Allowance)

LTA received and claimed — old regime

Other Allowances

Any other exempt allowances

Professional Tax Deducted

PT deducted by employer — shown in Form 16

💰 Section 80C Investments (Max ₹1,50,000)

Life Insurance Premium

PPF Contribution

ELSS Mutual Fund

Employee PF (own contribution)

Children's Tuition Fee

Home Loan Principal Repaid

Other 80C (NSC, FD, SCSS etc.)

Total 80C: ₹0 / ₹1,50,000 (₹150,000 remaining)

🏥 Other Deductions (Old Regime)

Medical Insurance — Self/Family (80D)

Max ₹25,000 (₹50,000 if senior citizen)

Medical Insurance — Parents (80D)

Max ₹25,000 (₹50,000 if parents are senior citizens)

Home Loan Interest — Self-occupied (24b)

Max ₹2,00,000 for self-occupied property

NPS Contribution (80CCD(1B))

Additional ₹50,000 over 80C limit

Donations (80G)

Donations to approved organizations

Education Loan Interest (80E)

Entire interest paid — no upper limit

🏦 Part A — TDS & Tax Already Paid

TDS Deducted by Employer

Total TDS from Form 16 Part A

Advance Tax Paid

If you paid advance tax directly

💡 Better for you

📋 Old Regime

Save ₹0 by choosing old regime

📋 Old Regime

Gross Salary₹0

HRA Exempt-₹0

Standard Deduction-₹75,000

80C + 80D + Others-₹0

Taxable Income₹0

Tax + 4% Cess₹0

TDS Paid₹0

🎉 Refund₹0

🆕 New Regime (FY 2025-26)

Gross Salary₹0

Standard Deduction-₹75,000

Taxable Income₹0

Tax + 4% Cess₹0

TDS Paid₹0

🎉 Refund₹0

FY 2025-26 New Regime Slabs

₹0L – ₹4L0%

₹4L – ₹8L5%

₹8L – ₹12L10%

₹12L – ₹16L15%

₹16L – ₹20L20%

₹20L – ₹24L25%

Above ₹24L30%

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What is the Form 16 Tax Calculator — Old vs New Regime FY 2025-26?

Our Form 16 Tax Calculator lets you enter data directly from your Form 16 (Part A: TDS details, Part B: salary and deductions) and instantly calculates your exact income tax liability for FY 2025-26 under both Old and New tax regimes. It shows which regime saves you more money and whether you get a tax refund or owe additional tax. All deductions are covered: 80C investments (₹1.5L limit), 80D medical insurance, HRA exemption, home loan interest (Section 24b), NPS (80CCD(1B)), donations (80G) and education loan (80E). FY 2025-26 new regime slabs and 87A rebate are built in.

How to Use the Form 16 Tax Calculator — Old vs New Regime FY 2025-26

Paste or type your text

Enter the input this tool accepts. You can paste or type text, choose a sample, or use a file picker only where the tool provides one.

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Choose the relevant options and run Form 16 Tax Calculator — Old vs New Regime FY 2025-26. Some tools update as you type; others use a clear action button and show the result when it is ready.

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Use the copy, download, or export option available in the result area. Your completed result is ready to use in the next app or document.

Why Choose Our Form 16 Tax Calculator — Old vs New Regime FY 2025-26?

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Old vs New Regime

Instantly shows which regime saves you more and by how much — the most common tax question in India.

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Refund/Due Amount

Shows exact refund to expect or additional tax to pay based on your TDS already deducted.

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All FY 2025-26 Slabs

Updated with the latest new regime slabs from Union Budget 2025 and 87A rebate rules.

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100% Private

Your salary and tax data never leaves your browser.

Common Use Cases for Form 16 Tax Calculator — Old vs New Regime FY 2025-26

Checking if you should choose old or new tax regime

Calculating expected income tax refund before filing ITR

Understanding Form 16 Part B deductions

Planning tax-saving investments for remaining year

Verifying TDS deducted by employer is correct

Frequently Asked Questions — Form 16 Tax Calculator — Old vs New Regime FY 2025-26

What is Form 16?

Form 16 is a TDS certificate issued by your employer showing: Part A — TDS deducted and deposited with government, Part B — salary breakup and deductions claimed. It is mandatory for filing ITR.

Should I choose Old or New regime?

New regime is better if your deductions (80C + 80D + HRA + home loan interest) are less than ₹3.75 lakh. Old regime is better if you have high investments and home loan. Our calculator shows the exact difference.

What is the 87A rebate?

Under new regime: if taxable income ≤ ₹7 lakh, tax is fully rebated to zero. Under old regime: if taxable income ≤ ₹5 lakh, tax is fully rebated. Our calculator applies this automatically.

What is the standard deduction for FY 2025-26?

Standard deduction is ₹75,000 for both old and new regime in FY 2025-26 (increased from ₹50,000 in Budget 2024).

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